On any health products they are usually overpriced BUT they are guaranteed issue. If you qualify for insurance elsewhere you would usually do better going elsewhere but if you are uninsurable then AARP would be an OK option.
Their life insurance is a really really bad deal. Especially the term version. The payment starts out real low but almost doubles every five years until it is outrageously high. Then if you live to age 80 it ends and you've lost all your money. It's a real bad deal.
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