Thursday, September 30, 2010

My Father (91) Has AARP Supplemental Insurance -- What Percentage of his Nursing Home Costs Will It …

It is dependant on the coverage your grandfather bought-all policies are different. If he only has a supplemental policy to medicare, there probably is not coverage for nursing home coverage. The reason is that medicare does not cover "custodial" care.

Nursing home coverage is usually covered under a long term care policy and then only if he meets the requirements for "skilled care" requiring some type of therapy or medical care that is given by a nurse.


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